Free tool
Salary Hike Calculator
Your new CTC, your new monthly in-hand and the extra tax, from a hike % or from your old and new CTC. Estimates only. Rules checked 25 Oct 2026.
Monthly in-hand, before and after
₹91,387 to ₹1,01,146
Up ₹9,759 a month, ₹1,17,114 a year.
- New CTC
- ₹13,20,000
- CTC rise
- 10% (₹1,20,000 a year)
- In-hand rise
- 10.7% a month
- Income tax a year, before
- ₹0
- Income tax a year, after
- ₹0
- Extra tax a year
- ₹0
Your CTC rises 10% and your in-hand rises 10.7% because PF stays on the ₹25,000 ceiling, so more of the hike reaches your bank and your income tax does not change.
What a 10% hike does to in-hand pay
Karnataka, new tax regime, PF on the ₹25,000 ceiling, no variable pay. The in-hand rise is bigger than the hike at lower CTCs, where PF is capped and there is no tax, and smaller once tax starts.
| CTC | New CTC | In-hand before | In-hand after | In-hand rise |
|---|---|---|---|---|
| 6 LPA | ₹6,60,000 | ₹42,589 | ₹47,469 | +11.5% |
| 10 LPA | ₹11,00,000 | ₹75,121 | ₹83,254 | +10.8% |
| 12 LPA | ₹13,20,000 | ₹91,387 | ₹1,01,146 | +10.7% |
| 15 LPA | ₹16,50,000 | ₹1,08,597 | ₹1,18,894 | +9.5% |
| 20 LPA | ₹22,00,000 | ₹1,41,874 | ₹1,54,601 | +9% |
| 25 LPA | ₹27,50,000 | ₹1,72,656 | ₹1,86,952 | +8.3% |
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